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If you’re searching for a personal loan, we’re confident we are the perfect place to start. Our free service hand-picks top rated direct loan lenders and trusted partners to offer our customers the best possible financial options.

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    Check your options

    Review and choose an option from the list of top rated loan providers in the industry.

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    Apply and get your money

    Complete your online application process in 2 minutes and get instant decision without waiting.

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    Repay in time

    Make sure you set up your repayment plan with the lender and repay in time to avoid penalties.

The experience you deserve

It’s easy to get a loan with DirectLoanUp

Simple Application

We personally evaluate loan providers in our network before starting our partnerships. This helps us build a better picture of our partners’ profile so we can offer you the best possible loan.

Instant Decision

Applying with our trusted partners, you will receive an instant online decision to your loan application, unless additional details are requested by a lender. Anyway you’ll know right away.

Excellent Service

Our team has personally evaluated our loan providers’ customer service to make sure that you’ll be taken care of in case you need to contact them directly.

A smarter loan for smarter people

If you’re trying to find excellent personal loan alternatives, we’re confident we’re an ideal place to start.

Our free service immediately matches your loan request with our network of highly rated direct lenders to discover which ones are most interested in loaning money to you based on your unique needs.

After submitting some of your personal details in the form from one our our partners, a proprietary technology goes to work, promptly providing all of your ideal loan choices online, and then followed up by e-mail.

From there, you can continue with the answers presented, or call 1-888-925-0682 to speak to a loan specialist to better understand your options.

Thousand of people use our service daily to find direct loan lenders online.

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Personal loans

Generally speaking, a personal loan is a loan from a financial institution that is used for personal use. Personal loans may be unsecured, installment loans which can be used to fund necessary living or emergency expenses or consolidate debts such as credit card or student loan debts. Borrower of personal loans are often charged a lump sum, up front, fee known as an origination fee in exchange for the ability to repay over a period of time – usually over more than 1 year. Most of our direct lenders in our network do not charge origination fees.

Payday loans

In general, payday loans are meant for a shorter duration than installment personal loans, and have a higher interest rate, and are often paid back in a single, lump sum payment, most of the time during the next paycheck. In contrast, an installment loan is repaid over the course of several months and payments are evenly spread out over the term of the loan. In some cases, payday loans online would fit better if someone needs an instant access to get a quick cash for emergencies. If you decide to get a payday loan, make sure to apply with direct payday lenders. You can use our free service to find top rated direct lenders online.

Title loans

A car title loan is a small dollar amount loan for a short duration.

To get a car title loan, you give the car title lender the title to your vehicle – for example, your car, truck or other vehicle. You also pay the lender a fee to borrow the money. You usually have to repay the loan in 30 days. Car title loans can be expensive. If you cannot repay the money you owe, the lender can take your vehicle.

Loan purpose

  • Debt Consolidation. Consolidate your existing debts into a single monthly payment.
  • Home Improvement. Get the money you need to spend on home improvement expenses.
  • Medical Expenses. Pay for your emergency medical expenses.
  • Auto Expenses. Purchase or repair your vehicle.
  • Small Business. Get money to start or grow your business.
We’ve researched direct online loan lenders that specialize in lending to customers who may have some issues on their credit report. All of partners in our network have ability and tools to offer customers bad credit installment loans or quick cash advance.

Please, be aware that “bad credit” means different things to different lenders. Some lenders won’t consider your application if you have a credit score below a certain range, while others will make it a smaller part of their lending decisions.

Personal loans for poor credit, accessible through brick-and-mortar banks, credit unions, and on-line lenders including those are loans made for any function. The amount the lender will be willing to part with fluctuates widely based in your credit and whether the loan is secured (backed with security your lender can seize if you are unable to repay the loan) or unsecured (no collateral required). Credit unions can be a particularly good option because they might be more flexible with their lending standards than larger banks – specially if you’re a longtime customer, if you need to do business locally.

Specialists warn against borrowing from lenders who do’t meticulously assess your credit history, repayment ability, and other fiscal conditions. You should also be cautious of insurance that is high-priced addons that ensure the loan will be repaid if you die or become disabled.

If you’ve really bad credit, guaranteed loans might be feasible alternative — it’ll be easier to qualify and you’ll receive more favorable conditions, like a higher loan amount and a lower APR. Nevertheless, you must be completely certain you can repay your loan on time or you could lose whatever security you’ve consented to use — generally, your house, auto, or savings account.

Another alternative is getting a cosigner with better credit to sign for financing with you. The lender will use the cosigner’s credit to establish the conditions. Naturally, doing so gets the cosigner at tremendous danger. She or he is responsible for payments if you unexpectedly ca’t manage them. If you believe there’s any opportunity you are going to default, save your friend or family member the problem of becoming a cosigner or you’ll risk their financing — and your relationship — also.

A direct lender handles every facet of the giving process, including repayment, financing and acceptance. After they’ve assessed your program by comparison, many other firms just manage the application procedure, passing off your information to a third party.

Borrowing from anyone besides an immediate lender can introduce an unwanted element of doubt into your loan procedure. Since the firm that manages your program selects which lender to send you to, you won’t instantly understand who you’re borrowing from — you could end up with a disreputable or unlicensed lender.

DirectLoanUp is here to help you make the right financial decisions through innovative technology which allows us to find the most reliable direct lenders for installment personal and payday loans.

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