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Online payday loans direct lenders

If you’re searching for a payday loan, we’re confident we are the perfect place to start. Our free service hand-picks top rated direct online payday loan lenders and trusted partners to offer our customers the best possible financial options.


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    Check your options

    Review and choose an option from the list of top rated loan providers in the industry.

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    Apply and get your money

    Complete your online application process in 2 minutes and get instant decision without waiting.

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    Repay in time

    Make sure you set up your repayment plan with the lender and repay in time to avoid penalties.

The experience you deserve

It’s easy to get a loan with DirectLoanUp

Simple Application

We personally evaluate loan providers in our network before starting our partnerships. This helps us build a better picture of our partners’ profile so we can offer you the best possible loan.

Instant Decision

Applying with our trusted partners, you will receive an instant online decision to your loan application, unless additional details are requested by a lender. Anyway you’ll know right away.

Excellent Service

Our team has personally evaluated our loan providers’ customer service to make sure that you’ll be taken care of in case you need to contact them directly.

Direct loan lenders online


Direct Loan Lenders

The web is covered with sites and ads that promise to be able to get almost anyone a loan in an extremely short period of time. The only point in time you’ll see those claims evaporate is when you need an immediate lender loan. This is if you want to find a lender to work with directly for the loan, allowing you to go and get the cash, instead of working with agents who mediate your information between businesses. Sometimes figuring out which firms are actually brokers and which are the lenders themselves can not be easy, but their best rates and direct lenders make the work to figure out who you’re dealing with worth the attempt.

Why Decide Financing From a Direct Lender?

Direct lender loans are often simple to get, as this lets you circumvent brokers and agents. Going without them can save you time and money, since these other parties frequently work on a commission based system! Some brokers get a commission paid by their firm to them, but others require the borrower to pay one so averting a broker can save you quite a large sum when your loan is paid off. You may also save time by avoiding the hassles that come with having to bicker over loan periods with a central individual and work with the lender. Know and understand the terms of your loan all straight from the lender rather than an agent telling you what he or she thinks you need to know.

What Makes Loans from Direct Lenders Distinct?

The problems most consumers face when it comes to using direct payday loan lenders online is really locating the lenders themselves. Using an internet search engine will normally return a combination of results, because of the words brokers and agents have a tendency to use on their sites. It’s also possible to stumble across websites full of lists of areas, which really won’t help you locate considerably unless you contact each. The aim of these sites is simply to make additional cash, so you could easily bypass these as solid sources to locate direct lenders. Any website you work with, be sure you check out first. Giving out your personal information to just anyone is dangerous and could leave you in worse fiscal shape than you desire to ever have to handle.

The quickest means of discovering if a lender is being contacted by you or an agent or broker is to look over any contact information you can find on the website. You need to see landline telephone numbers listed instead of Skype numbers, plus you need to see a real address of a brick and mortar place instead of a P.O. Box address that anyone can lease for a few dollars each month. Any site should be avoided as well, because that is a big clue you are about to contact a broker.

Are You In Search of Direct Lender Loans?

Occasionally the assumption will be made by consumers they are able to get lower rates of interest through brokers, but that can depend on multiple variables. Many lenders of direct loans will manage to work with you to get lower fees than an agent could manage due to the decrease in fees, rates of interest, and deals that direct lenders can offer. Plus, in an effort to protect consumers, direct lenders normally carry a rating with the BBB (Better Business Bureau) and have licenses to demonstrate their education and abilities. That way you can be sure you will cope with individuals focused on the utmost professionalism before you place your signature on any documentation or even give out your personal information to a stranger. Brokers and brokers are not able to supply these protections to consumers, so in a situation like this, buyers must beware.

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